Money Tracker
Track your take-home pay, loan instalments, bills and savings in one place — and see exactly how much is really free to spend each month.
How the Money Tracker works
Enter your take-home pay — the amount that actually lands in your bank.
Tap the quick-add chips for car loan, PTPTN, TNB, phone, insurance.
Emergency fund, ASB, Tabung Haji — we work out the yearly dividend.
See your loan load (DSR), savings rate and what to fix first.
Want the full walkthrough? Read the Money Tracker guide.
Enter your take-home pay (after EPF, SOCSO and PCB) so the tracker can work out what's really left.
Income
Enter take-home pay (after EPF, SOCSO, EIS and PCB).
Add your salary or side income to begin.
Commitments
Loans, bills and anything you must pay every month.
Tap a chip above to add your housing loan, car loan, PTPTN, bills and subscriptions.
Savings & goals
Emergency fund, ASB, Tabung Haji, EPF top-up — with the yearly dividend worked out for you.
Tap a chip above. Even RM 200 a month in ASB compounds into far more than what you put in.
Estimates only — figures depend on what you enter. Need the exact take-home number? Salary calculator · Housing loan · Car loan.
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